Medicare Part D

If you have original Medicare and you would like prescription drug coverage, you may enroll in a Medicare Prescription Drug (Part D) Plan. Part D is prescription drug coverage insurance that is provided by private companies approved by Medicare. Part D was designed to help people with Medicare lower their prescription drug costs and protect against future costs. There are two ways to acquire Medicare Part D through private plans:

• By joining a Prescription Drug Plan (PDP) if you have Medicare Part A and Part B Coverage.
• Or by joining a Medicare Advantage plan with prescription drug coverage.

You will pay a separate premium or yearly deductible depending on your plan benefits. If you choose not to enroll in a Medicare Prescription Drug Plan when you are first eligible and you decide to join later, you may have to pay a late enrollment penalty. You must sign up for Medicare in order to enroll in a Part D plan. If you choose to join a Medicare Advantage plan, the plan may include Medicare prescription drug coverage. In this case, you should not enroll in a stand-alone Part D plan. The annual election period (the period when you can submit the application to change your Part D plan) will be from October 15 to December 7 of each year. Changes made during this period will take effect on January 1 of the following year. To find out more, please fill out the form below or call 877-210-2010.